medicare supplements

Our Licensed Pros Can Help With (Medigap) Insurance

Our knowledgeable and licensed agents at Uebe Insured in Shenandoah, TX, possess in-depth expertise regarding Medigap plans and their potential cost-saving benefits. We are well-versed in the intricacies of Medigap coverage options and can provide valuable insights to help you understand how these plans can be advantageous in terms of cost-effectiveness and coverage.

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What is Medicare Supplement (Medigap) Insurance?

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Your Medigap policy pays its share. A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.

What you need to know about Medicare Supplement policies

You must have Medicare Part A and Part B.

If you have a Medicare Advantage Plan, you can switch to a Medicare Supplement insurance policy during certain enrollment periods or if you meet certain criteria (underwriting may apply), but make sure you can leave the Medicare Advantage Plan before your Medicare Supplement insurance policy begins.

You pay the private insurance company a monthly premium for
your Medicare Supplement insurance policy in addition to the monthly Part B premium that you pay to Medicare.

A Medigap policy only covers one person. If you and your spouse both want Medigap coverage, you'll each have to buy separate policies.

You can buy a Medicare Supplement insurance policy from any insurance company that's licensed in your state to sell one..

Any standardized Medicare Supplement insurance policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medicare Supplement insurance policy as long as you pay the premium.

Feel free to reach out to us for comprehensive information and guidance on how Medigap plans can help you save money while ensuring adequate healthcare coverage.