Mhealth
insurance - the aca
Understanding the Affordable Care Act
Understanding the Affordable Care Act (ACA) and the Health Insurance Marketplace can be overwhelming. Uebe Insured in Shenandoah, TX, offers some information to help clarify these concepts. The ACA is a law that ensures everyone has access to minimum essential health care coverage. Under this law, individuals cannot be denied ACA health insurance coverage due to pre-existing conditions, and they cannot be charged higher rates because of such conditions.
It is crucial to understand the ACA requirements as you begin the process:
- Open enrollment, occurring from November 1 to December 15, is the designated period to purchase health insurance.
- Tax credits may be available in certain situations to assist with health insurance costs.Private Fee-for-Service Plans
- Maintaining health insurance is a necessity for most individuals.
When selecting health care coverage, review the health plans to confirm they meet the "ACA minimum essential coverage" criteria.
Understanding the Affordable Care Act
There are various avenues to acquire health insurance, including through your employer, health insurance companies, or Health Insurance Marketplaces. Remember:
Open enrollment is the opportunity to purchase health insurance annually.
Missing the open enrollment period may lead to a penalty, but some exceptions, such as Qualifying Life Events, (link to: https://www.healthcare.gov/glossary/qualifying-life-event/) allow for enrollment during a Special Enrollment Period
Medicare Special Needs (SNP) Plans
Health Insurance Plans Available on the Marketplace
frequently asked questions
What types of insurance do you offer?
We assist with health insurance, Medicare, ACA marketplace plans, and business insurance solutions tailored to your needs.
How can I find the right insurance plan for me?
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